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Gateway Private Money

Fast Funds, Solid Solutions

California's trusted private money lender. Close in as few as 5 business days with loan amounts from $50K to $5M. No tax returns, no income verification.

Close in 72 Hours

Expedited closings available

No Tax Returns

Simplified documentation

$50K – $5M Loans

Flexible loan amounts

California Specialists

Statewide coverage

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Fastest Closing

$0M+

Max Loan Amount

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Years in Business

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California Focused

Our Loan Products

Flexible financing solutions for every real estate strategy

Fix & Flip Loans

Fix & Flip Loans

Fast funding for your next renovation project

Loan Amount

$50K $5M

Max LTV

75%

Rates

8% – 13%

Term

6-12 months

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Cash-Out Refinance Loans

Cash-Out Refinance Loans

Unlock the equity in your property

Loan Amount

$50K $5M

Max LTV

75%

Rates

8% – 13%

Term

6-12 months

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Commercial Loans

Commercial Loans

Financing for commercial and mixed-use properties

Loan Amount

$50K $5M

Max LTV

65%

Rates

9.99% – 15%

Term

6-12 months

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Rental Property Loans

Rental Property Loans

Build your rental portfolio with confidence

Loan Amount

$50K $5M

Max LTV

65%

Rates

9.99% – 15%

Term

6-12 months

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How It Works

Simple, fast, and transparent from start to finish

Step 01

Get a Quote

Submit a quick quote request with your property and loan details. We'll respond within hours.

Step 02

Submit Application

Complete our streamlined application. No tax returns or income verification required on most products.

Step 03

Close & Fund

We close in as few as 5 business days. Expedited 72-hour closings available for qualified borrowers.

Why Gateway Private Money?

We're not a bank. We're faster, more flexible, and focused entirely on California real estate investors.

Gateway Private Money is a premier provider of alternative real estate finance solutions in California. We specialize in short-term real estate loans, providing quick financing for residential and commercial properties.Whether you're flipping a property, refinancing to access equity, or expanding your rental portfolio, our team delivers fast capital with competitive terms and personalized service.

Luxury California real estate

Frequently Asked Questions

Everything you need to know about our lending process

Getting Started

Loan Details

Understanding Private Lending

Ready to Get Started?

Get a fast, no-obligation quote for your next real estate investment.