
Fast Funds, Solid Solutions
California's trusted private money lender. Close in as few as 5 business days with loan amounts from $50K to $5M. No tax returns, no income verification.
Close in 72 Hours
Expedited closings available
No Tax Returns
Simplified documentation
$50K – $5M Loans
Flexible loan amounts
California Specialists
Statewide coverage
Fastest Closing
Max Loan Amount
Years in Business
California Focused
Our Loan Products
Flexible financing solutions for every real estate strategy

Fix & Flip Loans
Fast funding for your next renovation project
Loan Amount
$50K – $5M
Max LTV
75%
Rates
8% – 13%
Term
6-12 months

Cash-Out Refinance Loans
Unlock the equity in your property
Loan Amount
$50K – $5M
Max LTV
75%
Rates
8% – 13%
Term
6-12 months

Commercial Loans
Financing for commercial and mixed-use properties
Loan Amount
$50K – $5M
Max LTV
65%
Rates
9.99% – 15%
Term
6-12 months

Rental Property Loans
Build your rental portfolio with confidence
Loan Amount
$50K – $5M
Max LTV
65%
Rates
9.99% – 15%
Term
6-12 months
How It Works
Simple, fast, and transparent from start to finish
Get a Quote
Submit a quick quote request with your property and loan details. We'll respond within hours.
Submit Application
Complete our streamlined application. No tax returns or income verification required on most products.
Close & Fund
We close in as few as 5 business days. Expedited 72-hour closings available for qualified borrowers.
Why Gateway Private Money?
We're not a bank. We're faster, more flexible, and focused entirely on California real estate investors.
Gateway Private Money is a premier provider of alternative real estate finance solutions in California. We specialize in short-term real estate loans, providing quick financing for residential and commercial properties.Whether you're flipping a property, refinancing to access equity, or expanding your rental portfolio, our team delivers fast capital with competitive terms and personalized service.

Frequently Asked Questions
Everything you need to know about our lending process
Getting Started
Loan Details
Understanding Private Lending

Ready to Get Started?
Get a fast, no-obligation quote for your next real estate investment.